TPA Services

We are one of the nation’s leading Administrators for 401k and other pension plans. Our goal is to minimize your workload and to maximize your plan’s value to your employees

Participant Services

  • Loan/Distribution Processing
  • Required Minimum Distribution (RMD) Calculation
  • Plan Enrollment

Plan & Trust Documents

  • IRS Pre-Approved Prototype
  • Adoption Agreements
  • Summary Plan Description (SPD)
  • Administrative Forms
  • Plan Restatement as mandated by IRS
  • IRS Determination Letter
  • Discretionary Plan Amendments

Government Required Compliance Testing

  • ADP/ACP – Non-Discriminatory
  • 402(g) – Limits
  • 401(a)(4) – For Tiered Allocation Plans
  • 410(b) – Ratio Percentage
  • 415(c) – Maximum Annual Additions
  • 416(g)(4)(H) – Top Heavy Testing
  • Corrective Actions
  • Contribution Calculations

Audit Support

  • Annual Independent Audit (including large plan)
  • Internal Revenue Service (IRS) Audit
  • Department of Labor (DOL) Audit

Annual Reporting

  • Form 5500 preparation
  • Summary Annual Report
  • PBGC Preparation/Filing
  • Annual Plan Valuation
  • Annual Notices
  • Individual Participant Statements (pooled trusts)