805-527-3727 info@401plans.com

An Industry Leader in Retirement Plans

Specializing in Corporate Sponsored Retirement Plans. Let us help you make your plan valuable and efficient
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“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

– Robert Kiyosaki

ABOUT US

Originally founded in the early 1970s to deal with the new ERISA laws, the current owner acquired 401 Plans in 1998.  Using his decades of business practice experience, he turned 401 Plans into an industry leader in performance and efficiency. 

A strong growth model soon produced multiple locations

WHY CHOOSE US?

Knowledge

With more than 25 years in the pension and retirement industry we have the knowledge to meet any client needs.

Experience

Our professional staff is licensed and registered throughout the United States.

Products

Our licensed professionals have product diversity that will fit your every retirement need and bring you the best plan for the best price

Need A Free Assessment?

We would love to do a “benchmark” of your current plan, and show you what your true costs are and how its performing to Department of Labor standards.  Contact us to get started!

RETIREMENT SOLUTIONS

DEFINED CONTRIBUTION PLANS

  •  Sponsored 401(k), Profit Sharing, and Money Purchase plans

 DEFINED BENEFIT PLANS

  •  Sponsored Defined Benefit, 412(i), and Cash Balanced plans

 PLAN AUDITS

  •  Internal, Department of Labor (DOL), Internal Revenue Service (IRS)

 PLAN DESIGN

  •  Standardized, Non-Standardized and Volume Submitter Prototype IRS approved plan document

 COMPLIANCE

  •  Government Reporting, Non-Discrimination Testing, Annual Valuation, Participant Notice

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From Our Clients

Our top priority is our clients’ satisfaction! See below how we help meet your needs as well

It's In the details

“We have used 401 Plans for over 15 years and we have always been provided with prompt, detailed service. 401 Plans make several visits throughout the year and works with us to ensure the best situation for our specific plan. Their oversight has proven to be valuable. Their staff are extremely easy to work with and are responsive in answering any questions we may have. Even though their home office is in California and we are in Texas, our relationship is as if they were just down the street. We highly recommend 401 Plans”

Absolutely Phenomenal

“401 Plans has been absolutely phenomenal. When our executive turnaround team took over in November 2018, we immediately recognized that the company sponsored 401k plan was shambolic and out of compliance. 401 Plans worked tirelessly to identify each individual problem area and together we charted & executed an immediate action plan for correction. After an endless amount of correspondence, all personally shepherded by 401 Plans, we are finally fully DOL compliant and 401 Plans has met face to face with the employee participants. Their attention to detail and level of customer service has no equal. I recommend them unreservedly and will never use another company”

Enrollement was smooth

“We thank 401 Plans very much for helping us make sure the GDS, Inc. 401k plan open enrollments run as smoothly as possible. Your expertise have been a big help and we are forever grateful for your kindness and services.”

Let’s Work Together