We are one of the nation’s leading Administrators for 401k and other pension plans. Our goal is to minimize your workload and to maximize your plan’s value to your employees
Participant Services
- Loan/Distribution Processing
- Required Minimum Distribution (RMD) Calculation
- Investment Directional Guidance
- Educational Meetings
- Plan Enrollment
Audit Support
- Annual Independent Audit (including large plan)
- Internal Revenue Service (IRS) Audit
- Department of Labor (DOL) Audit
Plan & Trust Documents
- IRS Pre-Approved Prototype
- Adoption Agreement
- Summary Plan Description (SPD)
- Administrative Forms
- Plan Restatement as mandated by IRS
- IRS Determination Letter
Government Required Compliance Testing
- ADP/ACP – Non-Discriminatory
- 402(g) – Limits
- 401(a)(4) – For Tiered Allocation Plans
- 410(b) – Ratio Percentage
- 415(c) – Maximum Annual Additions
- 416(g)(4)(H) – Top Heavy Testing
- Corrective Actions
- Contribution Calculations
Annual Reporting
- Form 5500 preparation
- Summary Annual Report
- PBGC Preparation/Filing
- Annual Plan Valuation
- Annual Notices
- Individual Participant Statements (pooled trusts)